Best credit cards provide the instant credit solutions to people who have always seen credit card companies charging them very high interest rates. The friendly credit cards offer a very low interest on the balance amount that a customer takes from one month to the next month. A mere ten percent interest and a cash back bonus of five percent on amounts spent on groceries and gasoline make these cards a wise choice for the customers. There is no necessity to prove one’s income level or his credit scores to be able to get instant credit cards.